Car Insurance Santa Ana Pueblo

Shopping for car insurance can be overwhelming. There are so many insurance companies, each with their own policies and coverages, so how do you know what you need and what you don’t need? How do you know if you’re getting a good deal and not overpaying for coverage? That’s where Metroeast Insurance Agency in New Mexico comes in!

A Santa Ana Pueblo Independent Insurance Agency

Metroeast Insurance Agency in Northern New Mexico is an independent insurance agency, which means that rather than working for insurance companies, we work for you—striving to get you the best policy at the right price. When you shop for auto insurance with us, we make it easy for you to know exactly what you need and what you will be paying for. How do we do this? First, you will talk with one of our insurance specialists and together you’ll identify what kind of coverage you need, then you get to sit back and wait while we do all the hard work of comparing the matrix of prices and policies from a wide selection of insurance providers. Finally, we put all of the options in front of you, and help you make the best choice for your needs!

Choosing Your Auto Insurance Coverage

There are many important variables to keep in mind when choosing an auto insurance policy, but the two main categories to consider are liability coverage and vehicle coverage. Here’s a quick breakdown of each:

Liability Coverage Options

Personal Injury Protection: This type will cover various costs if you are injured in an accident. This includes cost for rehabilitation, coverage for loss of income, and additional expenses that may accrue as a result of your injury.
Medical Payments Coverage: If you’re in an accident, this type of cover will cover medical expenses to you and your passengers if you’re injured. Some individuals opt out of this insurance if they have comprehensive health insurance that can cover medical expenses.
Property Damage Liability Coverage: Should you be at fault for a car accident, this type covers damages to another vehicle.
Uninsured or Underinsured Motorist Coverage: Not everyone driving on the road is covered by insurance. Rather than having to foot the bill yourself, this type guarantees you are covered, even if the other driver involved in the accident isn’t properly insured.
Special and Optional Coverage: This type of coverage will cover additional services one may need as a result of an accident, such as roadside service and sometimes car replacement.

Vehicle Coverage Options

Collision Coverage: If you’re involved in an accident, you’ll want to make sure your vehicle is covered as well. This type will help you pay for repairs or replace your vehicle should it be needed.
Comprehensive Coverage: Car accidents aren’t the only way vehicles can get damaged. This type covers any other damage done to your vehicle through exterior means such as flood, fire, theft, vandalism, and more.

Insurance That Works for You

If you are shopping for car insurance in the Santa Ana Pueblo area, shop with Metroeast Insurance Agency. We work for you to make sure you get all the coverage you need at a price you can afford!