Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Metroeast Insurance Group, LLC, we can tailor a New Mexico disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.

An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxed but employer-paid benefits are. There are 2 types of individual disability insurance policies – long-term and short-term.

• Individual disability income policy
• Social Security disability benefits
• Employer paid benefits

Let a Metroeast Insurance Group, LLC agent explain the different options you have when considering individual disability insurance in Bernalillo, New Mexico including the Albuquerque, Rio Rancho, and Santa Fe areas.