Home Insurance

You work hard to be able to provide a roof over your head and a place to call home. With your house being one of the biggest purchases you will make in your lifetime, you want to be able to protect your home and all your assets at all costs. That’s why Metroeast Insurance of Albuquerque is here to sort through all the options and help you find the perfect fit for what you need from your homeowners insurance coverage.

Unfortunately, incidents outside of your control can happen abruptly and you need to have coverage to help you recover for when those circumstances do occur. Your insurance representative will make sure there are no gaps in coverage down the line for when a fire, flood, theft, vandalism, or injury take place on your property.

Homeowners policies are unique to each household, which is why your best option is to look at all options. The coverage you end up getting can differ depending on where you live, the assets you want to protect, and what you will want help recovering from. We have access to top-of-the-line insurance carriers so that we can find you the coverage you need at an affordable cost to you. Here are some examples of coverages you will need or additional insurances you may find helpful to your specific lifestyle:

• Personal Property Coverage pays for loss of your personal assets in your home due to burglary or environmental damage. This can cover valuables such as electronics, jewelry, furniture, cameras, or guns.
• Property Damage Coverage pays for repairs that your home, garage, or any other buildings on your property may need due to damage caused by natural disasters such as fire, flood, earthquakes, or other unforeseen circumstances.
• Living Expenses helps cover temporary housing or food in the case of the loss of your home or while repairs are being made.

Other coverages can be added to your insurance plan in the case of accidents to people who are not a resident or other circumstances such as:

• Liability Coverage helps you cover any claims made by someone who is injured on the property or any damage incurred.
• Medical Expenses helps cover the medical bills for someone who is injured on your property..
• Personal Umbrella Policy adds extra cushion to your insurance policy for even the worst cases. It acts as an extension to your liability policy by broadening and increasing your protection.

Our agents at Metroeast Insurance are among the best and can help you understand your risks and help determine which coverages are most needed after evaluating your lifestyle, financial abilities, and assets needing protection in your Albuquerque homeowners insurance plan. Get the customizable insurance you deserve from Metroeast today!