Renters Insurance

Renters insurance protects the personal belongings located inside of the property you’re renting. Even though you’re not responsible for the building or grounds that you reside in, many owners or landlords require that their tenants have renters insurance so that if something were to happen to the unit outside of their control, they will not be held responsible for your damaged valuables. Rental properties are particularly risky when it comes to your personal property because you live in such close proximity to so many other people from different walks of life, making you more susceptible to fire damage, theft, vandalism, flooding, and more. You work hard to create a space that you can call your own, so why wouldn’t you want to protect it at all costs?

Do you have an expensive camera or maybe a collection of guns that would be a detrimental loss should something happen to it? The first step of the process when selecting renters insurance is determining which assets you need protection for! Affordable renters insurance can shield your precious belongings from theft or damage and help get back what is rightfully yours in an event where they are stolen or damaged. Renters insurance also protects against any accidents that may occur within your rental by providing liability coverage. Once you decide what kind of coverage you want, we can custom fit you with a plan to fit your specific needs.

• Personal Property Coverage pays to repair or replace your precious belongings. This can be used for clothing, electronics, furniture, cameras, guns, TVs, and much more. When determining how much coverage you might need for your personal property, it might be helpful to create an inventory log to help you assess the value and replacement costs of each item in the case of destruction or theft.
• Liability Coverage helps pay for damages and bills if you are found legally responsible for injuries to non-tenants in your rental unit or damage to another’s property.
• Additional Living Costs Coverage helps in the case that should your rental become inhabitable, you have the funds for a temporary period to help with hotel costs and extra food costs that you didn’t expect to suddenly pay — plus much more.

Metroeast Insurance Group can help you find the right plan of action for protecting your property while minimizing the impact on your wallet by getting you the customizable insurance you want at a price you need. We know the primary concerns that come with renting a home or apartment, and with the right insurance plan, you can be protected from unexpected. By partnering with some of the most well-known insurance carriers in the business, we can assure you’ll get the right coverage for your needs. Call Metroeast Insurance today to get started!